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Build Stronger Financial Futures Through Healthcare Planning

Healthcare planning software for comprehensive financial advisors.

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What Our Customers Say

“The person who I just put through the Caribou system is actually a prospect and has struggled with our fee proposition (1%). Having Caribou may finally be the offering that allows him to be more comfortable with the fee.”

John Leeming, CFP®

President & CCO of JL Bainbridge

“My new client found Caribou to be one of the greatest value-adds in becoming a Bailard client so far, as it helped him easily navigate the most worrisome problem on his mind: healthcare coverage for himself, wife and teenage child given his recent early retirement.  Caribou made the process transparent and easy to compare options, they even had a few good laughs with their healthcare consultant along the way!”

Stacy Pearl Dauber, CFP®

Vice President, Investment Counselor at Bailard, Inc.

“Healthcare, and it's associated cost, has become the leading concern among retirees.  As we move from traditional investment advising to holistic financial planning, we've chosen to work with Caribou to alleviate worry about healthcare and know that our clients will be taken care of.”

Principal, CFA

Pennsylvania-Based Firm

“Healthcare is an essential component of the financial plan - but, unfortunately, it is often missing. We strive to pursue true holistic life planning, and are taking action by offering healthcare advisory solutions to our clients.”

Managing Partner, CFA

Texas-Based Firm

“We’ve been able to offer healthcare planning in-house by leaning on Caribou’s expertise and streamlined workflow. It’s important for us to be able to help clients with all their financial planning needs and doing so helps a great deal with client retention year after year.”

Andrew Graham, CFA

Managing Partner, Jackson Square Capital

“My client was very impressed with the analysis and felt confident that the plan Caribou helped him choose was the best choice for him and his family. Caribou's offering is an extremely helpful and unique value-added service that can benefit lots of people.”

Frank Napolitano, J.D., CFP®, CFA® Charterholder

Senior Financial Advisor, Sensible Financial Planning
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Engage clients in healthcare planning that goes beyond just health insurance or Medicare. Truly support all of life's transitions through HealthPlanner.

What is HealthPlanner?

Caribou's healthcare planning software, HealthPlanner, equips financial advisors with the ability to plan for and optimize clients' healthcare costs. Specifically, HealthPlanner:

  • Matches health, budget, and preference needs to new health plan options (“plan optimization”) for the Marketplace and Medicare due to life events such as employment transitions, age, and Open Enrollment.
  • Finds tax savings opportunities, such as premium tax credits, medical tax deductions, and HSA tax savings.‍‍
  • Summarizes clients' current coverage and expenses, as well as snapshots for future events (e.g., “What does Medicare look like for this client in TX on this drug?“) to create a more comprehensive financial plan.‍‍
  • Does not sell health insurance or make commissions.

Upcoming Webinars

Cater to the needs of your clients at different life stages with a customized HealthPlanning Analysis.

Join in on good company

Just a few of our partners who trust us every day.

See what our partners have to say:

"Healthcare, and it's associated cost, has become the leading concern among retirees.  As we move from traditional investment advising to holistic financial planning, we've chosen to work with Caribou to alleviate worry about healthcare and know that our clients will be taken care of."

- Principal (CFA), PA

"Caribou has distinguished me from from other financial advisors out there and has opened up a whole other dimension of the client relationship."

- Principal (ChFP), MN

"Healthcare is an essential component of the financial plan - but, unfortunately, it is often missing. We strive to pursue true holistic life planning, and are taking action by offering healthcare advisory solutions to our clients."

Managing Partner (CFA), TX

See what clients of financial advisors offering Caribou have to say:

Read Client Stories

"Healthcare is the biggest financial concern for Americans."

- CFP Board, Gallup, Bankrate, CNBC, The Hill, Pew Research, CBS News, John Hancock, and more.

View Our Recent Industry Report
2024 T3 Technology Tools for Today Software All-Star

Caribou Comes Out On Top For Healthcare Planning In T3 Technology Tools for Today’s 2024 Survey

With an an average satisfaction rating of 8.54, Caribou was in the top 10 of more than 800 technology tools and solutions mentioned in T3’s 2024 survey.

READ ARTICLE

What Clients of Advisors Say

“Caribou made it very easy to determine the best options for me. The process was thorough and covered each detail to help me make the best decision for my situation.

Kathy L.

Client of Financial Advisor

“Thank you for providing the analysis. I found it to be very thorough and informative. It really helped me to cut through the vast maze of insurance options to make a choice I was happy with.”

Dan P.

Client of Financial Advisor

“The Caribou system was easy to use and guided me without being directive. The analysis was concise and straightforward.”

Timothy M.

Client of Financial Advisor

“Caribou listened to my healthcare needs and closely reviewed my information to find a healthcare plan that best fit my needs. I was then easily able to find a plan on the healthcare.gov website.”

Karen B.

Client of Financial Advisor

“Choosing the right options is critical. Their analysis was phenomenal! Caribou was professional, courteous, and VERY thorough. Highly recommend!”

Michael M.

Client of Financial Advisor

“This was the second year I have used Caribou. They already had most of my information, so I only had to update a few items. Caribou sent me a recommendation report within two days. This has given me time to assess which plan I will choose."

J.S.

Client of Financial Advisor
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Choose a Pricing Plan that Works for You

Family and elderly parent

Household Subscription

Roll out to select clients with no restrictions on a minimum number.

Annual Healthcare Assessment
• Summary for Financial Advisor
• Comprehensive Healthcare Action Plan

Health Benefits Analysis/Review
• Medicare, COBRA, retiree health plans, etc.

per household

$ 350
Try with one client today!
Senior saving money

Healthcare Navigation

Available at $125/hr for all clients, no matter which plan you choose

Access Healthcare Advisor Network

• Support clients with access to dedicated support from experts to navigate the complex healthcare system (eg. new diagnoses, choosing facilities or treatments)



Starting at

$125 hourly
A strong healthcare plan

Firm-wide Subscription

Advertise that you offer Healthcare Planning to all of your clients.

Annual Healthcare Assessment
• Summary for Financial Advisor
• Comprehensive Healthcare Action Plan

Health Benefits Analysis/Review
• Medicare, COBRA, retiree health plans, etc.


Contact us for discount

$125

Incorporate healthcare planning into your financial advisory practice today.

Learn More